The Budgeting Bride – How to Put Elastic in Your Plastic

So you are getting married and the first thing he says is the “b” word.  BUDGET!

This is how you can save and still be fabulous:

  • Pay for everything related to your wedding and reception with a credit card. This will protect you should anything go wrong with your vendors. If your Dj dies in a plane crash the day before the wedding and you put the deposit on a credit card, your money will be refunded. If you had paid with cash, your money would have been gone. Your credit card is like a free wedding insurance policy in your wallet, so use it.
  • Find a credit card with cash back and 0% APR for a year. This will allow you to use gift money to pay for other items like the entertainment or food.   Only  do this only if you’re sure you can pay it off quickly without incurring interest; no one should go into debt for their wedding. Now that’s how you put some elastic in your plastic.
  • There are also lots of sites that point to ways to save. Bridalbrokerage.com lets you buy up the fixings from weddings that got cancelled, and tradesy.com offers a range of almost-new wedding dresses.
  • Projectwedding.com offers tips on how to resell things, like unused table linens.
  • Cut the day-of vendor staff. Try to keep vendor staff at the main event to as few as possible without sacrificing speed of service for your guests. Vendors need to eat too; you’ll often find vendor contracts include meal requirements as an additional out-of-pocket expense. If you’re on the fence about whether to hire a DJ or six-person band, the extra cost associated with vendor meals may help sway your decision.
  • Buy vintage or preowned wedding ring sets. You get more for your money.
  • Buy simulated diamond rings. Check with your partner first – this will not work for everyone.
  • Cut your guest list by category.  For example, cut all the people who volunteer with you at the soup kitchen.
  • Did you know that the US Postal Service will tack on extra postage charges for nonstandard size envelopes? And adding additional frills to envelope exteriors will also up the postage, so stick to simple, standard-size envelopes to avoid paying more.

 

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